The rules on travel are neverending when it comes to Covid-19 and whilst some of us might be waiting for everything to return back to normal before we travel, whatever normal will be, others are keen to satisfy their travel bug and get on the road again!  For some, it’s not just about exploring new places, but travel could be a necessity for work, health or to see friends and family who live afar.

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Like the health industry, the financial sector is also struggling due to the effects of the pandemic that started in 2020 and is still going on right now. This is one reason knowing how and where to invest your money can be difficult under the current situation. Also, the uncertainty brought by COVID-19 in the coming year can significantly impact your investment decisions. You might end up using an ineffective investment strategy, resulting in more financial losses over time.

Due to such circumstances, diversifying your investment portfolio can be an effective way of managing the potential risks associated with investing. Essentially, diversification refers to combining various types of investments in a portfolio to minimise risks and generate higher returns. It’s also the process of spreading out your wealth in multiple markets and through different asset types.

If you’re an investor, below are the four ways to diversify your investment portfolio in 2022.

R&D refers to research and development – and it’s crucial for your business. The goal of R&D is to innovate and produce new ideas for a company’s products or services. 

Without forging ahead with R&D, companies can easily stagnate and get overtaken by other businesses. 

Below, we explore the importance of R&D and the companies that have benefited the most.

Started a thriving lockdown-born business? The key to any successful business is longevity. You have to maintain your business for it to be sustainable. Here are a few ways you can do this.

To encourage healthy habits in your family, you must practice those same habits yourself. Your kids will follow in your footsteps if you show them that living a healthy lifestyle makes you a better person. If you think about it, it’s unreasonable and hypocritical to expect from your loved ones what you can’t achieve yourself. 

This principle applies to the activities you engage in and the food you eat; throughout this article, you should keep in mind the common theme of self-improvement being the first and most essential step to fostering a healthy lifestyle for your family. So, naturally, the very first thing you need to do is...

We've all heard the basic budgeting advice offered to you before you travel overseas. Two of the most important are to “stick to a daily budget” and “don't spend more than you need.” Is there a method to generate some extra money on the side when you're travelling for a lengthy period of time and running low on funds? There are a variety of additional methods to earn money while travelling. Here are a few suggestions:

#Ad. I was recently contacted by Zebra to test and review their ZSB Series thermal label printer. For the purpose of this review I was gifted the ZSB-DP14 design.

Got a small business, home office or do you work from home?

Read on to see how these thermal label printers can help organise your life, save time and keep your home office eco-friendly at the same time!

Most musicians don't make enough money. Here are 9 ways you can generate more income.

We have recently relocated and, wanting to reduce costs, we decided to handle the removal ourselves. Quite a task considering we were moving more than three hours away, had a four bed house and three sheds worth of stuff to move, plus two primary school age children.

Would we do it ourselves again? I doubt it. Whilst we managed to cut the cost considerably in comparison to hiring removals, including having storage for three months and it still coming in under the removals quote, there are several reasons why I would actually recommend hiring a professional removals company instead.

Read on to learn why hiring a removal company is worth the money.

"Please all fit... it's going to all fit... it HAS to all fit...!"

Your personal loan's approval is based on your proof of income. Seems like a catch-22 when you hear the words 'loan for unemployed people, ' right?

Well, in case you are wondering if the title is clickbait, let us ensure you that what it says is entirely possible! Yes, some lenders will happily grant you a loan even if you do not bring a salary every month.

Riding a motorcycle effectively requires a whole range of different skills, coming together when called for. If you’re going to get the most from life in the saddle, then you’ll want to take the time to work on those skills – even if, in practice, you rarely have cause to pay much attention to them.

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If you have a friend who is a long distance runner, and he or she is having a birthday, you should have an idea what to give him or her. 

Long distance runners are not that difficult to get gifts for. What’s important is that you have a strategy. Here are some great birthday gifts for long distance runners.

Grief is a very powerful emotion that can affect every single person when they’ve lost a loved one. When you live far away from your grieving friend, it can be difficult to help them deal with grief. Luckily, there are still ways that you can be there for them during these times. Here’s how.

This article shows you how to download videos from Twitter in seconds. The sssTwitter Chrome extension is free and easy to install, and it allows you to save videos with a click or two.

With the rise of remote working in recent years, accelerated by the recent pandemic forcing many offices into remote working even if they had not considered it before, one challenge has been how remote teams can communicate effectively from all their independent locations.  Not only this, but how can other businesses such as events or teachers adapt their methods to an online model.

One promising solution designed to engage remote working teams as naturally as possible is via an oVice virtual office.  oVice, Inc. is a 2D virtual spatial platform based in Japan providing a virtual space for your remote working team where you can move around a virtual office and talk as if in-person.

Not only do oVice virtual spaces offer many benefits for business teams, but they can be used to host virtual events and more.  Read on to discover how oVice may be the solution to all your remote working needs.

Edinburgh is a beautiful, historic city in Scotland and it's really not difficult to find a place to run in the capital. We've put together a list of 5 running spots in Edinburgh you NEED to try.

It's super easy to store your home business inventory at home - think about how much cash you'll save on storage fees. Here are some of the best ways to store your reselling stock at home.

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Psoriasis is an autoimmune disease that affects the skin. The symptoms are raised patches of red, dry, itchy skin. Although psoriasis can be very frustrating and even embarrassing, it doesn't have to be hard to cope with. Keep reading to learn about how you can manage this disease.

When it comes to running a business, there are many factors to take into account. One of the most important is electricity prices – and how this will affect your bottom line.  In this article, we will explore the impact of electricity prices on business owners and consumers, as well as what steps you can take to minimise the impact.

Italy is a country with a lot of culture and history. It has many great places to visit and explore. However, its high cost of living in the popular cities means that it can be hard to explore all the best places without breaking the bank. Here are five locations with wallet-friendly ideas for you to explore the wonders of Italy on a budget.

Working from home started as a visceral reaction to an unseen situation but has evolved into the new way forward. Throughout 2020 there were clips going around of people finding that, actually, they quite like not going into the office.

There are a lot of benefits after all: no commute, eating your own food means spending less money, all whilst reducing your carbon footprint in the process. Work/life balance is easy to maintain when you can drop the kids off at school or schedule in an appointment in the middle of the workday. Also, a lack of distractions from water-cooler chat or low-priority meetings means productivity has gone up.

But, what are the things to consider when working from home instead of the office.  Let’s take a look.

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Cancer is one of the world's most lethal diseases. Unfortunately, it is also one of the costliest to treat and one for which you can’t totally be prepared. It may happen to anybody at any moment. If you pause for a moment, you will undoubtedly recall a friend or family member who has suffered from this awful ailment. People may be able to fight cancer today thanks to modern medical science, but the expenditures of treatment and rehabilitation can put a significant burden on your finances.