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Category: Money

  5. Cashback.co.uk review: £5 welcome bonus + make free cash

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    Cashback.co.uk is a new website similar to 20Cogs if you’ve used that before, however, you have to complete at least 15 tasks instead of 20 to cash out.  There are lots of different offers that give you cashback when you complete them, from answering survey questions to signing up for free or cheap trials, to entering competitions.  You have to complete at least 15 cashback tasks, one from each level, and then you’ll be able to cashout your cashback earnings in 15 days!

  7. Ziglu referral code: make £5 in 5 minutes

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    26/10/22 update: The Ziglu referral program is currently closed.  They closed it last Friday in the release of their new updated app.  I spoke to their chat team and they are hoping to activate it again soon.  I'll refresh and republish this page as soon as I know it's back.

     

    Want more free cash?

     

    Get even more free cash with loads more offers like this on my free money page or check out my best refer a friend schemes article!

     

    Ziglu refer a friend program closed october 2022

     

    I have just discovered a quick and easy way to make some instant free cash using a Ziglu referral code.  I used another blogger’s Ziglu referral code and the whole process took me five minutes.  I was also instantly able to withdraw the £5 Ziglu sign up bonus cash to my bank account and it showed right away.  This is a great offer if you need some free money in your bank account today.

    It's really straightforward - you just need to deposit £1 and convert it to Bitcoin and you'll get the Ziglu referral cash instantly. You can then trade back the Bitcoin and cash out the whole lot to your bank account if you want, or keep it as Bitcoin, whatever you fancy. 

    Whether you are already looking for a Ziglu referral code, or you want to learn what Ziglu is and how the referral scheme works then read on.  And of course you’ll learn how to get some cash for free in only a few minutes!

    Plus, once you’ve signed up with my Ziglu referral code, you’ll get your own code to share with friends and family to make even more £5s for free! Wow!

  9. Long Term Beauty Treatments That Can Save You Time and Money

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    Saving time and money on beauty are two things that I love to do.  I don’t enjoy doing beauty treatments at home.  I’d rather be doing something else, like running my business and making money, or exercising and enjoying nature!

    I also find it frustrating having to spend money on beauty.  I do like to maintain myself as well as possible, but with working from home and my other daily activities only usually involving exercising and the school runs, I can get away with a minimal beauty routine which saves me money each month.  There's no point in being all made-up just for myself working at home all day, and I simply don't have enough time.

    You can't buy time, but you can invest in beauty treatments that'll keep you looking great for longer, and save you money in the long run.  In this blog post, I will explore some long term beauty treatments that can improve your confidence, save time and perhaps even save money!

  10. Digital nomad advantages and disadvantages

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    ‘Digital nomad’ is a term for people who travel while working from a laptop. It has become a very popular way to fund travels - instead of having to save up money beforehand, you can continue earning as you travel.  It's a really appealing lifestyle for those who want to travel and enjoy working online.

    Compared to other forms of work that you can do while travelling, working as a digital nomad has many benefits. But is it truly the best way to earn money while travelling? Is this lifestyle as appealing as it first seems?  This post weighs up the pros and cons.

  13. What happens if you don't pay debt? (Can IGNORING DEBT make it go away?)

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    If you’re thinking of ignoring your debt then it’s vital you understand the risks of ignoring debt and how it can impact you now and in the future.  Simply ignoring your debts can lead to a world of issues, and it can impact your life more than you might ever imagine. Ever wondered what happens if you don’t pay debt?  Read on to find out!

  18. How to lower car finance costs

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    Owning and running a car can be expensive and getting a car on finance can be a great way to spread the cost of your car into affordable monthly payments. There are a number of car finance agreements which can suit individuals with different circumstances. Car finance doesn’t have to be confusing but choosing the wrong agreement or not doing your research first, it can cost you more than it needs to. There are a few factors which can affect the cost of your car finance agreement. The guide below has been designed to help you explore how you can keep car finance low and avoid paying more than you need to.

  22. Financial legacy planning: how to do it right

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    There are plenty of things in life that we’d prefer to pretend we didn’t have to face up to. Things like tax returns, children growing up and leaving home, and spending Christmas with the in-laws.

    Another one is death. Like all of the above, our own mortality might not be something we like thinking about or talking about. It might feel easier to stick our fingers in our ears, close our eyes and hum a silly tune to shut it out. But that doesn’t make it any less inevitable.

  25. How to get cheap motorcycle insurance

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    Motorcycle insurance is a tricky business. The prices are all over the map, and it can be hard to tell whether you're getting a good deal or not.  If you are looking for cheap motorcycle insurance, there are a few things that you can do to save money.  From maximising your chances of a cheaper deal through using comparison websites to extra training, finding cashback deals and more, we have lots of ideas for how you can get a better deal. Read on for several tips on how to get cheap motorcycle insurance.

  29. Widilo cashback: £5 free cash with my refer a friend link

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    Widilo is another great cashback site, often with many boosted cashback offers giving you higher amounts of cash back for many popular stores in comparison to other cashback websites.  If you sign up with my Widilo referral link, you can get £5 cash added to your cashback balance.  I also have a tip for you to get a further £1 in free cashback.  Read on to learn more.

  30. Home buyers protection insurance: what is it and do you need it?

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    Buying and selling a house if you wish to move home is an expensive activity.  We moved house last year and the total moving costs were just shy of £20,000 for all the associated removals, estate agents and legal fees.  It’s a big decision to go through such a process, and a costly one!

    Unfortunately, many house sales and purchases fall through before completion which can leave you thousands of pounds out of pocket.  In fact, 30% of house sales fall through in total, so the likelihood is very real.

    To help ease this potential financial gamble, there is an insurance called Home Buyers Protection Insurance which can help you recoup some of the lost costs if a house purchase falls through.  In this article, we’ll explore together exactly what this insurance is and whether it’s worth the cost.

  31. Opportunities to teach English abroad and earn money

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    If you’re interested in seeing more of the world, but don’t have the funds to simply quit your job and travel, then perhaps an opportunity to earn money in another country could be right for you.  There is a huge demand in non-English speaking countries for fluent and native English speaking foreigners to teach English abroad.  Read on to learn how you can become qualified in TEFL to combine travel with earning money.

  39. At what age should you get life insurance?

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    Life insurance might not sound like something you need to think about until you are an older adult, but is that true?  At what age should you get life insurance and is there an upper age limit?  In this article, we’ll cover exactly what this type of insurance is, why you might need it as soon as you enter adulthood, as well as why the pandemic has prompted millions more UK citizens to take out a policy.

  46. How to invest in clothes and save money on clothes shopping

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    Clothes are one of the biggest spending categories for many people after normal bills and household outgoings. We all want to look our best when we go out into the world, and the right outfit can have a huge impact on our mood and confidence. Fortunately, if you’re looking to save money without compromising on the quality of your wardrobe, there are many ways to do so if you invest in clothes and make the right choices.

    You will need to put care and planning into your wardrobe to ensure you get good value for money and quality.  Doing so can be cost-effective in the long run and can help you to save money on clothes shopping overall. This article will explore some of the best ways to save money and invest in clothing at the same time.

  50. How to prepare your last will and testament

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    A will or a testament is a law-binding document you create when you are alive, and it executes your estate plan after your death. It establishes your legal guardianship status for your child as well as the smooth transfer of your funds. The will is a comprehensive document that outlines all your assets and their distribution. It may include information about arrangements for existing accounts or care for elderly parents. 

    It is best to write your will when you are still alive. It gives you a chance to distribute your assets according to your own choice without any legal complications. 

    Your testament will decide the future of your assets and family care, so invest your time and energy while creating them. Here are the steps you can follow to get it done simply and easily.

  53. How to change your financial behaviour for the better

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    Financial behaviour is usually developed from a young age. From pocket money to our first jobs and careers, we gradually form our own unique relationship with money and how we spend it. Typically, one of two broad categories emerge, Spenders and Savers, and we all fall somewhere along that spectrum. 

    Being a spender carries short-term benefits, while savers typically enjoy longer-term benefits in exchange for sacrificing temporary gain. Either way, the goal of being financially healthy is to live within your means and spend in a way that allows you to build on your goals for the future, whether that be immediate or further away.

    How can you spend what you earn every month, buy what you need, and save for the future - without feeling deprived or broke?

  55. How to make your money go further

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    Money has long been one of the biggest problems people face. Even in ancient times, people would work extremely hard to get their hands on the money they need to survive, and this could often mean turning on one another to get what they want. Of course, things have changed in the modern world, and most people don’t feel the need to try and take things from their fellow people! Instead, when you’re strapped for cash, you have to use your brain to solve the problem. To help you out with this, this post will be exploring some of the work which can go into making your wallet feel bigger.

  57. Orca free share worth up to £200

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    Update... 3rd June 2022... ORCA IS CLOSING DOWN!  This offer is no longer valid as Orca is closing down!

    Don't worry, I have loads more free money offers just like this!

    Find loads of ways to make extra money at home on my blog, as well as my favourite side hustle in my matched betting blog!

    To get started, you can make money online uk with these 60 ways I’ve tried and tested.  

    Follow these steps to make £1000 in one month at home.  

    Or, if you’re short on time, try these methods to make money in one hour.

    Love sharing great offers with friends?  Make extra cash with these refer a friend schemes.

    What do Orca say about their closure? 

    Here is copy from the email I just receieved:

    “We are really sad to announce that we are in the process of gradually closing down our business. This means we can no longer accept new customers and our existing customers can transfer to a new provider (ISAs only) or sell down their positions and transfer their money back to their accounts. 

    Your money and assets are safe.

    During this process your money and your stocks are securely held by your custodians, so there is no need to worry about not being able to access them. Please feel free to withdraw and close your account as soon as you want. If you have an ISA, please open an account at a new ISA provider and transfer your ISA to them.

    If you have not sold down your stocks and transferred your money back to your bank accounts by 02-July, we will do this on your behalf.

    Please see our Closing Down FAQ for details on what is happening, how long it will take and how it will affect you.

    If you need to contact us, you can do so through our customer support function within the app as normal.

    In order to support you in your investing journey we are arranging for a special offer from another share trading app. We’ll send information on this to you next week.

    Please note that as per Section 1, 17.3 of the Orca Terms Of Service, we are giving you notice of the termination of the agreement between you and Orca. The Terms of Service will terminate with effect 02-July-2022.

    A personal note from Denis and Fedor, the founders of Orca:

    You are the person who has supported the idea to create the coolest investment app, and for that we are eternally grateful. You know better than anyone how fast we are growing, how the product has developed, how much we have managed to do so far, and how many plans we have ahead.

    Our latest plan was to raise funding that would allow us to make our goals come true but with the Russian invasion of Ukraine a lot changed and it proved really hard to get that funding in. But we don’t stop working to make it happen.”

  58. 4 important things to do as soon as you're married

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    When you're newly married, it can be difficult to keep track of what is happening in the world. You've just said your vows, and now you're on a honeymoon! It might feel like there's no time for anything else besides being with each other- but not so fast! Some important things need to happen after the wedding. These four topics will help new couples get off on the right foot as they start their lives together.

  59. 10 money saving travel tips

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    Many of us begin to dream up travel plans for the New Year.  The first Saturday of January is even dubbed ‘Sunshine Saturday’ as it’s usually one of the busiest days of the year for holiday bookings.  Sunshine Saturday kick starts a month of peak holiday bookings as people set about banishing the winter blues.

    Whether you are on a budget or just want to get the most for your money, it’s worth looking into tips for travelling cheaply.  By learning how to save money on travel you can get more bang for your buck and enjoy even more travel experiences this year.

    Just be sure to check the latest travel rules and make sure you are covered or can rebook easily in case of cancellations due to COVID!

    Here are 10 money saving travel tips to stop your overspending when booking your next holidays.

  61. Occupations for cheap car insurance + factors affecting premiums

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    Did you know a simple tweak to the occupation listed on your car insurance could save you money each year?  There are many factors that affect the price of your car insurance premium and you could be paying out more than you really need to.  Read on to discover the factors that affect your auto insurance premium and a great tip for how to save money on your car insurance.

  63. How to start saving money as a teenager

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    It’s really important to start learning to save money as early as possible.  Learning important money management skills such as saving will help to set you up for life whilst helping you avoid debt and money issues.  Whether you’re a parent interested in how your teen can start learning how to save more of their money, or a teen who wants to take responsibility for their own earnings and savings, read on for lots of tips on how to start saving money as a teenager.

  65. Wedding planning: where to save and where to spend

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    When it comes to planning a wedding, most people like to stick to a strict budget (weddings can be pricey if you don’t do them right). And you’d be surprised how much money you can save by budgeting throughout the planning process. But where should you be willing to spend more? And where should you be making sacrifices to save? Here are a few of our favourite tips to help you plan out your wedding budget:

  69. How to create an eco-friendly and money saving home office

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    More and more of us are working from home than ever before.  This means many people are suddenly converting that spare guest bedroom that never gets used into a more practical home office space.

    If you have the extra space in your home for a home office, then it’s a great idea to have a space separate from the rest of the home that can be dedicated to work.  It helps to ensure a better work-life balance by keeping work away from the main house and your private life.

    However, if you are suddenly creating a home office for the first time then you might be wondering how to go about it in an eco-friendly way.  With the economy fragile, you might also be wondering how it can be done with money saving in mind too.

    Luckily being eco-friendly and money saving, often go hand in hand.  Here are some of the best ways you can create a more sustainable home office and save some money in the process!

  73. Cheapest way to live: alternative housing ideas

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    Housing prices have been increasing rapidly in recent years making buying a house seem out of reach for so many.  And, even if it doesn’t seem out of reach, some people simply don’t want to spend such exorbitant amounts of money on a property if there are alternative housing ideas that provide the cheapest way to live.  

    After all, the costs of owning a house don’t stop at buying the house…. There’s often large monthly bills, taxes, insurances, maintenance costs to think about.  

    This is why in recent years there has been a boom in people seeking out alternative housing ideas such as tiny homes, off-grid living and other alternative ways to live a simpler and cheaper lifestyle when it comes to the place to call home.

  91. Electricity prices – an important factor when you run a business

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    When it comes to running a business, there are many factors to take into account. One of the most important is electricity prices – and how this will affect your bottom line.  In this article, we will explore the impact of electricity prices on business owners and consumers, as well as what steps you can take to minimise the impact.