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Category: Money
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4 easy ways you can reduce spending and maximise savings
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How to invest in clothes and save money on clothes shopping
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Clothes are one of the biggest spending categories for many people after normal bills and household outgoings. We all want to look our best when we go out into the world, and the right outfit can have a huge impact on our mood and confidence. Fortunately, if you’re looking to save money without compromising on the quality of your wardrobe, there are many ways to do so if you invest in clothes and make the right choices.
You will need to put care and planning into your wardrobe to ensure you get good value for money and quality. Doing so can be cost-effective in the long run and can help you to save money on clothes shopping overall. This article will explore some of the best ways to save money and invest in clothing at the same time.
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2021 annual blog + side hustle income report: how I made £73,341
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Types of precious metals you can invest in 2022
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Investment in precious metals can be an excellent way to diversify your finances. When it comes to precious metals, there are many options that you can consider for investing.
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Are Annuities Bad?
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Annuities are not inherently bad or good, but they are complex and you should understand the various components of them before committing to one.
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How to prepare your last will and testament
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A will or a testament is a law-binding document you create when you are alive, and it executes your estate plan after your death. It establishes your legal guardianship status for your child as well as the smooth transfer of your funds. The will is a comprehensive document that outlines all your assets and their distribution. It may include information about arrangements for existing accounts or care for elderly parents.
It is best to write your will when you are still alive. It gives you a chance to distribute your assets according to your own choice without any legal complications.
Your testament will decide the future of your assets and family care, so invest your time and energy while creating them. Here are the steps you can follow to get it done simply and easily.
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A quick guide to shared ownership
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What is an ISA?
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How to change your financial behaviour for the better
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Financial behaviour is usually developed from a young age. From pocket money to our first jobs and careers, we gradually form our own unique relationship with money and how we spend it. Typically, one of two broad categories emerge, Spenders and Savers, and we all fall somewhere along that spectrum.
Being a spender carries short-term benefits, while savers typically enjoy longer-term benefits in exchange for sacrificing temporary gain. Either way, the goal of being financially healthy is to live within your means and spend in a way that allows you to build on your goals for the future, whether that be immediate or further away.
How can you spend what you earn every month, buy what you need, and save for the future - without feeling deprived or broke?