Some people feel like things happen to them, and they have no control over those occurrences. They might feel like fate or karma dictated that some catastrophe should befall them.

Fate or karma might play some part in how the universe conducts itself, but for the most part, every person dictates their life’s course. The choices you make often have direct consequences as to what happens to you.

To see what we mean, read on. We’ll detail a few choices you can make or lifestyles you can choose that might lead to legal entanglements.

GIVEAWAY HAS ENDED. Winner notified.

GIVEAWAY HAS ENDED. Winner notified.

This year highlighted the importance of keeping good hand hygiene. Plenty of us have started to carry hand sanitiser wherever we go, making hand sanitiser quickly become a staple in our purses, backpacks or pockets. However, choosing the right hand sanitiser has also quickly become more and more of a difficult task.

Often, most people only think of the money they'll receive once they sell their house. But that is just not it. Some expenses come about due to the sale.  For instance, take the cost of hiring house moving services, real estate agents, legal fees, buying a new home, and so on.  Here are eight tips that will be of help to sell your home and not end up cashless.

Work may be more stressful than usual.  You may be furloughed, have job uncertainty or even had to have closed your business for lockdown.

It’s important to take a step away from your regular routine to refresh your mind, destress and connect to yourself instead.

Here are some of the best ways to disconnect from your usual routine.

Whilst working from home seems like a luxury to some, it doesn’t suit everyone.  And, combined with the uncertainty of the current economic situation, working in isolation at home can cause heightened stress, loneliness and anxiety.

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In light of the COVID-19 pandemic, more people have been working at home than ever before. As a result, doing things digitally has become more than just popular - it’s become a necessity.

It’s coming up to that time of year again… no, not Christmas, but the other time of year that all self-employed people start freaking out about… tax return time! 

OK, not everyone freaks out as some of us do our tax returns as soon as we can, like in April as soon as the new tax year starts! 

I’ve always wondered why people put it off until the very last minute...?  I love to get mine out of the way as soon as possible.  If you are prepared then you can do this too and stop all the panicking in January!

The only thing I do freak out about is remembering to pay my bill.  I have several alarms at the ready near the end of January.  I always have the money saved ready to pay it and simply need to log in to my HMRC self-assessment online account to make my payment. 

The first year I paid self-employment tax I did actually pay it right away, as soon as I completed my tax return.  But the payment just sat there in my tax account doing nothing.  They don't actually clear the tax balance due until it reaches the tax payment deadline. So since then I thought it better to earn interest on my tax savings until the actual due date!

For many, the lockdown has been a time of reflection, making us realise how precious our lives really are and to follow our dreams.  For some, this dream might be to uproot and move to a new location.

The pandemic might also have changed your working life and what you value in a home.  Perhaps you now want a home with enough space for an office so you can work at home. Or a garden in case we are cooped up inside for local lockdowns or self-isolation without the ability to leave our homes.  In which case an outdoor space can be a haven!

But, is it really a good time to move house?  Let’s take a look.

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GIVEAWAY HAS ENDED. Winner notified.

GIVEAWAY HAS ENDED. Winner notified.

The coronavirus pandemic of 2020 has totally turned our worlds upside down.  Life may never be the same again and in some ways this is great news.  If there’s one positive change that will remain once the pandemic ends then it’s the continuation of flexible working for the UK workforce.

Flexible working arrangements and the ability to work from home have long been sought after by many employees for an improved work-life balance.  Most of us who work online or using computers already knew that our jobs can be completed just as effectively, if not better, from the comfort of our own homes.

Researching different childcare options can be time consuming and sometimes, you’re not really sure what you’re looking for, especially as a new parent. 

What are your options?