When choosing which online games offer the best chance to win real money, it's helpful to understand how payout rates and odds vary. Whether you're into spinning reels or strategic decision-making at the tables, each game has its own level of risk and potential reward. Some rely entirely on chance, while others let skilled players influence the outcome. In this article, we compare popular slot-style and table-style games to help you make informed decisions about where your money might go further.

Players interested in maximising their opportunity for earning can target specific casinos with high payout rates as many of them offer better odds, a low house edge, and even fast withdrawals. However, players also have to be careful with the games they choose.

How Game Payouts Are Calculated

Understanding how game payouts work can improve how you approach playing. Whether it’s through high Return to Player (RTP) percentages or games with lower house edges, knowing the mechanics behind payouts helps manage expectations and supports smarter play.

Understanding the House Edge

The house edge is a game provider's built-in advantage over players. It's shown as a percentage and represents the average loss a player might expect from a wager over time. For example, a 5% house edge means that for every £100 you bet, the expected return is £95.

Table games such as blackjack and craps often have lower house edges. With basic strategy, blackjack can reduce the house edge to around 0.5%. Certain bets in craps, such as the pass line, offer a house edge of around 1.41%. While luck plays a role, smart choices can reduce your long-term losses.

Return to Player (RTP) in Slots

Slot machines operate using RTP, which reflects how much they pay back to players over time. For example, a slot with a 96% RTP will return £96 for every £100 wagered on average, while the remaining £4 represents the house edge.

RTP varies across slots, typically ranging from 90% to 98%. Unlike table games, where player skill can influence the outcome, slot results are purely based on chance. However, they often deliver small, frequent wins, appealing to those who enjoy fast, engaging gameplay.

Table Games That Offer Better Payouts

Many players seeking consistency and the chance to apply skill choose table games. These games typically offer better odds and lower house edges than slots, making them appealing for players who want to stretch their bankroll.

Blackjack’s Winning Potential

Blackjack is known for offering strong potential returns. With basic strategy, the house edge can be reduced to under 1%, and the RTP can exceed 99%. Players who take the time to learn a strategy can significantly improve their outcomes.

For example, doubling down on 11 when the dealer shows a low card, or standing on 12 when the dealer displays a 4, 5, or 6, are common tactics. These strategies don’t guarantee wins, but they do improve the odds of long-term success.

European Roulette’s Advantage

European roulette is often preferred over American roulette due to its single-zero wheel. This lowers the house edge to 2.70%, compared to 5.26% in the American version. Even-money bets, such as red or black, become more appealing under rules like "La Partage", which returns half the bet if the ball lands on zero.

These features make European roulette a more strategic choice for players who enjoy lower-risk betting options with consistent payout structures.

Why Baccarat Is Popular with Savvy Players

Baccarat, particularly the banker bet, offers one of the lowest house edges at just 1.06%, resulting in an RTP close to 99%. This makes it one of the most player-friendly table games available.

The simplicity of baccarat adds to its appeal. Players choose between three bets — banker, player, or tie — but most experienced players avoid the tie due to its much higher house edge. With its low risk and straightforward gameplay, baccarat is a favourite among players who prefer a calm, consistent experience.

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Slot Machines with Higher Payouts

Although slot machines rely entirely on chance, some types offer more favourable returns than others — either through massive progressive jackpots or consistently high RTP values.

Progressive Jackpot Slots

Progressive slots are designed to offer life-changing wins. A portion of each player’s bet adds to a growing jackpot, which keeps climbing until someone wins. Popular examples include Mega Moolah and Divine Fortune.

It’s important to note that these games typically have lower RTPs — sometimes around 88% — because more of the wager contributes to the jackpot pool. Players should be mindful of both the risk and the game’s Return to Player before choosing to play.

High-RTP Slots

For those who prefer consistent wins over time, high-RTP slots are a better option. These games offer more predictable outcomes and can be played over longer sessions with reduced risk.

Examples include:

• Starburst – RTP: 96.09%
• Blood Suckers – RTP: 98%
• Book of 99 – RTP: 99%

These titles are ideal for players who enjoy regular, smaller wins and want to keep gameplay budget-friendly.

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Final Thoughts: Choosing the Right Game for You

Whether you enjoy the thrill of high-payout slot games or the strategic potential of table games, understanding key concepts like house edge and RTP can help you make better choices. Slot machines offer entertainment and excitement, especially with the lure of jackpots, while table games give you more control over your outcomes with lower house edges and opportunities to apply strategy.

The right choice depends on your goals and playing style — whether you’re looking for entertainment, consistency, or the occasional big win. By approaching each game with awareness and a clear understanding of the odds, you can enjoy your play while keeping your spending smart.

This article is for informational and entertainment purposes only. All forms of gambling should be treated as a form of leisure, not a way to make money. There are no guaranteed outcomes, and it’s important to set limits and play responsibly. If you or someone you know is struggling with gambling, support is available at BeGambleAware.org or by calling the National Gambling Helpline on 0808 8020 133.