How To Get Free Money UK
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In this article you'll find 70+ legit ways to get real free money in 2024 in the UK (and beyond for some of the offers).
Discover instant free cash offers, free gift vouchers, free food, free shares, free crypto... and even more ways to score money and goods for free.
I love finding ways to get money for free. I share the best ways in this blog post which is regularly updated with quick instructions and lots of exclusive signup codes for you to enjoy!
Free Money Offers: How To Get Free Money in the UK
If you're looking for how to get free money in the UK then you're in the best place. I’m a big fan of sharing ways to make money from home in the UK, but I also love finding ways to save money and even how to get real free money in the UK with little effort!
Below I'll share how to get free money online using the same free money offers I've used, so you can get some free cash into your bank account (some will give free money instantly!)
Some offers do not require a deposit and will give you free cash instantly (once your account is verified, which might be instant). So whether you're looking for a free fiver, a free 20 pounds or even the chance to get a free share worth up to a whopping £200, read on as I cover the lot!
As well as using free money offers, I share other methods to get legitimate free money at the end of the article. There are also offers to get free Amazon gift vouchers, free food from popular supermarkets and many other freebies.
Table of Contents:
- Free Money for Signing up to these Money and Banking Apps
- Free Stocks and Shares Offers in the UK
- Free Cryptocurrency
- Free Gift Vouchers
- Free Money for Receipts
- Free Cashback
- Get Paid To Apps and Websites
- Free Food
- Win Cash for Free
- New Customer Sign-Up Offers
- 13 More Legit Ways to Get Free Money in the UK
- Even More Ways To Make Money Online
Before we dive further into the offers of this how to get free money UK article, here are some important points to remember:
- If you choose to use any of the investment apps to invest with your own money, your capital is at risk.
- Some offers require deposits, some don't. Some are instant free cash, some aren't. Please read the all the details I share and do your own research as offers can change or be withdrawn.
- Offers are correct to my knowledge at time of writing, however each has its own terms and conditions, so do your research before completing.
- The terms and amounts are subject to change.
- I'll update this page as often as I can, when I find new free money offers or when I know offers have changed.
Don't miss out on more free money offers like these! Sign up to my newsletter:
Read on as I reveal some of the best free money offers in each category from banking to cashback and gift vouchers to stocks and shares.
There are quick step-by-step instructions, and all the links and referral codes you need.
Here we go... let's get started with the list of real free money offers... it's pretty big...
Bookmark this page if you don't have time to do it all right now :)
Free Money for Signing up to these Money and Banking Apps
- Monzo - £5 free cash
- Curve - £10 free cash
- Sprive - £5 free cash
- Tide - £50 free cash (business bank account)
- GoHenry - £10 sign up bonus
- Vanquis - £25 free cash
- HyperJar - £5 free cash
Monzo - £5 free cash
Popular online banking app Monzo is giving away £5 in free cash to new users.
How to get your free £5 cash from Monzo:
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Top up your Monzo account and buy something using your Monzo debit card
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Your Monzo account should then be credited with your free £5 instantly!
Full instructions are in my Monzo free money blog post if you want a step-by-step guide.
Curve - £10 free cash
Sign up to the free Curve app and get £10 free cash to spend on whatever you like!
Click here to sign up to Curve with my referral link
Spend at least £10 using your Curve card within 14 days to get your free cash.
The Curve card links to your own debit/credit cards, so you can spend your own money from your own card to get your free £10 cash!
The free Curve card and app combines your credit cards, debit cards, and loyalty cards in one. You can even add receipts. So it’s the only card you need to carry. And the only PIN you need to remember.
T&Cs apply.
Sprive - £5 free cash
Have you tried Sprive? I love this app!
A free app that helps you put spare cash towards your mortgage, so you can pay it off faster. Potentially saving years off your mortgage term and saving £1000s in interest.
I have a Sprive referral code for £5 free cash to get you started! Just enter Sprive referral code 3OVDPUBK when signing up.
Click here to download the Sprive app today using my referral link
The Sprive app is free to use. You can choose to withdraw the cash you save in the Sprive app either back to your bank account, or you can use it to overpay your mortgage at a click of a button.
Read my Sprive review for more information.
Tide - £50 free cash
Tide is a business bank account, so if you’re self-employed as a sole trader or freelancer, or a limited company, you can open a free business bank account with Tide on their standard plan for free, and get £50 free cash if you enter Tide referral code K754KJ and spend £500 in the first three months. Easily done if you're planning a big business purchase. Fees might apply.
Opening an account took me less than five minutes!
Make sure referral code K754KJ is entered in the promo code section during signup. You can check in the app under More>Referrals>Redeem to ensure it was entered if you have any doubts.
Please note, there’s a fee of 20p per transfer in and out of a Tide account on the standard free plan. It’s £1 per cash withdrawal. Referral terms and conditions are here.
According to the terms: "For each referral, a £50 reward will be applied to the Referrer’s existing account and the Referee’s new account, once the Referee has successfully opened an account, and made valid card transactions to the value of £500 within three months of account opening, excluding any disputes and recharges. It can take 6-8 weeks for this to be validated and the reward to be transferred".
GoHenry - £10 sign up bonus
£10 GoHenry signup bonus when you sign up to the GoHenry kids pocket money card as a new customer with my referral link.
Click here to learn more about GoHenry and the referral link
Vanquis - £25 free cash
Get £25 free cash when you sign up for a Vanquis credit card and make at least one transaction on your card within 90 days of the application.
How to get £25 free cash from Vanquis:
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Sign up with my Vanquis referral link to qualify for the £25 free bonus
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Enter your details to apply for a Vanquis credit card
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When your card arrives, activate it using the app or by phone
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Make a purchase of at least £1 using your credit card within 90 days
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Your £25 bonus will be added within 45 days (most people receive within one week)
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Spend your free bonus money using the credit card
Note - Vanquis is a credit card so they will do a search on your credit file and you can only take part in the offer if you qualify for one of their credit cards. You can just use the card for the free money offer, but if you do spend more on it then remember to pay it off each month to avoid charges.
HyperJar - £5 free cash
If you're looking for a HyperJar referral code, then they have now launched a refer-a-friend programme for existing users! If you are new to HyperJar and haven't been a customer before, then you can use my link to get £5 free cash if you spend £200 on your HyperJar debit card in the first month.
Join me on HyperJar, it's a free money management app for anyone wanting to budget or save!
- Click my HyperJar referral link to sign up
- Get a verified adult account and spend £200 in your first 30 days
- Get £5 free cash added to your HyperJar account 14 days after completing the qualifying criteria.
Free Stocks and Shares Offers in the UK
- Wealthyhood - free ETF share worth up to £200 (if you invest £100)
- Trading 212 - free share worth up to £100
Wealthyhood - free ETF share worth up to £200 (if you invest £100)
This offer requires you to invest at least £100, so it's only good for those who are already going to sign up to Wealthyhood for investing £100 or more.
Each referral code only has one use, so you'll need to send me your email and I'll send you a unique invite from my Wealthyhood app.
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Email me at [email protected] stating Wealthyhood in the subject field. I'll send you a unique invite from my Wealthyhood app as each invite code has one use.
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Click the link in the Wealthyhood invite email, complete signup and deposit at least £100
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Invest in at least one asset within 7 days (risk warning: value of this asset may go up or down)
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You’ll get a free ETF share worth between £10 and £200 within 5 days
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The welcome bonus is locked for 60 days (set a reminder on your calendar)
For full step-by-step instructions see my Wealthyhood refer a friend blog post. You will also receive a link to the current terms and conditions in the Wealthyhood email.
Trading 212 - free share worth up to £100
Limited durations! The current campaign runs 24/09/2024 - 05/11/2024.
Do you want to get a free stock share worth up to £100?
Create a Trading 212 Invest account using link www.trading212.com/invite/GvYPQoAy and we both get a free share!
The share is worth up to £100 and you can even sell it right away if you want! You'll just need to wait 30 days to cash out your money.
You only need to deposit £1 to get started. I've had free shares from £7 to £40 in value!
Where's my free Trading212 share?
- Hopefully they have a free share campaign running as it seems to be limited time periods each month. I'll update the dates as often as I can, when I know there is a free share campaign. A good way to check is when clicking my referral link above on desktop, it will take you to the offer page if there's a free share campaign currently running, otherwise it will take you to their home page.
- It can take three business days to receive a free share if all criteria are met. FAQ article here.
- It also suggests entering my Traading 212 promo code in your account to check. My Trading212 refer-a-friend code in this blog article is GvYPQoAy
Free Cryptocurrency
- Pi - free crypto offer
Pi - 1π for free and more
Check out Pi and you can start mining Pi cryptocurrency for free.
I am sending you 1π!
Pi is a new digital currency developed by Stanford PhDs, with over 29 million members worldwide.
To claim your Pi, follow this link https://minepi.com/lyliarose and use my username lyliarose as your invitation code.
Free Gift Vouchers
As well as free money sign up offers, some companies offer gift vouchers as an incentive for you to sign up to their website or app. Get real gift vouchers for free!
Zilch - £5 Amazon voucher
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Join Zilch using my referral link. Join me and over 3 million users who love Zilch. Sign up to the Zilch App on your mobile using my link and we’ll both get £5 in Rewards when you make your first Tap and Pay purchase.
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Link your bank card and get rewarded in points (currently 500 points at the time of writing, but sometimes this changes) once you've made your first tap and pay purchase with your Zilch card. Choose to pay in full and get cashback on your purchase... if you choose to spread the cost you may be charged a fee.
- Get rewarded with £5 of Zilch rewards after your first tap and pay purchase!
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Top up your Amazon account by buying yourself a £5 gift voucher with these points! Simply locate Amazon on the Zilch app, select to pay in full, then on the next screen select to use your £5 Zilch rewards. Pay for a £5 Amazon gift card top-up using your Zilch card details.
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Wait a few minutes for your gift card balance to be updated on Amazon... and spend your free Amazon gift card when ready!
There are also instructions on Zilch for how to spend the Zilch rewards if you get stuck.
Find full instructions in my Zilch referral code blog post.
Snoop - £5 Amazon voucher
Sign up to the free app Snoop and connect at least one bank account to qualify for a free £5 Amazon gift voucher. You must stay signed up and with a bank account connected for at least 28 days, otherwise you won't qualify for the reward.
The voucher will be paid within 28 days of a successful bank or credit card connection by a new Snoop user.
Use my Snoop referral link by clicking here to qualify: https://click.snoop.app/M2Tu/97cf45af
Once signed up, you'll get your own referral link and referrers can get a £5 Amazon voucher per successful referral when the offer is running. Keep an eye on the app for the latest offer dates.
Free Money for Receipts (or Gift Vouchers)
- SnapMyEats - Free gift vouchers
- Amazon Shopper Panel - £5 Amazon gift voucher each month
- Shoppix - £ varies
SnapMyEats - up to £5 voucher per month
Take photos of all your food and drink receipts with SnapMyEats and you’ll earn up to £5 in Amazon gift vouchers, or another voucher of your choice from their selection, each month if you snap enough receipts. You can cash out a £10 Amazon voucher every other month, or a different voucher of your choice.
Click here to learn more.
Amazon Shopper Panel - £5+ Amazon voucher every month
Shoppix - £ varies
Shoppix is another app to make money from your receipts. I currently have five apps to make money from receipts so I get the most out of every receipt!
If you enter Shoppix promo code 52YFMN8U when you download the Shoppix app we should both get 200 tokens when you snap a valid receipt and complete the profile survey!
Click for loads more ways you can get money for receipts UK for extra ways to make money with receipts!
Free Cashback
Get free money back on the things you already buy and book like online shopping, travel, insurance and more. There are a lot of cashback sites and you can use a combination to get the best deals.
- JamDoughnut - free cash
- Top Cashback - £unlimited
- Quidco - £15 free welcome bonus
- Widilo - £5 free welcome bonus
- GoCashback - $8 free cash
- Airtime Rewards - £1.50 cash bonus
- Sprive - free cashback
- Cheddar - £3 free welcome bonus
JamDoughnut - free cash
How to get free cash with JamDoughnut cashback app:
- Click here to get the JamDoughnut cashback app on the App Store or Google Play
- Register on the app. Enter JamDoughnut referral code 2XYM
- Make your first purchase and receive bonus points (amount changes, but has been £2, £3 and £5)
Tip: Buy supermarket vouchers for your next food shops to reach the £10 minimum cashout quickly!
JamDoughnut also has a Daily Doughnut tab on the app (the little newspaper button, bottom left). Check this daily for a chance to win a £10 cash prize!
Top Cashback - £ varies
This is my favourite cashback site. I have the browser extension installed so I’m always alerted to cashback offers. Across both mine and my husband’s accounts we’ve had £1266 cashback on our normal purchases and online bookings in 3.5 years! Get free money back on things you'd buy anyway.
Sign up to TopCashback here and start saving on things you buy and book online!
Quidco - £15 bonus
Another cashback site which some people prefer over Top Cashback; it’s worth having both as there are sometimes brands on one, but not the other.
The browser extension will let you know if you can get cashback from the website you are on, so it’s easy to get cashback with little effort.
If you’re not signed up to these cashback sites then you’re just losing out on hundreds of pounds of free money every year!
Use my link to get a free £15 bonus at Quidco when you earn £5 in cashback.
(Was £5 previously, and £10, subject to change!)
Widilo - £5 free cash
Join the Widilo cashback site for discount codes and cashback on your online shopping in the UK.
Sign up for free using my link to get a £5 welcome bonus added to your balance: https://www.widilo.co.uk/i/LNG94L
GoCashback - $8 free cash
Register with my link for an $8 registration bonus at GoCashBack!
Once signed up, you can choose your location at top left of their website. Current countries listed are: UK, US China, Korea, Australia, Canada, Taiwan, Hong Kong.
Click and sign-up to get your exclusive $8 GoCashback sign-up bonus: https://www.gocashback.co.uk/r/2086270
Or use my GoCashback referral code: LyliaRose
Airtime Rewards - £1.50 cash bonus with my referral code!
Simply link your credit and debit cards to their app and spend with their partnered retailers such as Wilkos, Greggs, Morrisons and more for instant free cashback!
Enter Airtime Rewards promo code FTT7WY7W for 50p when you join and an extra £1 if you spend at one of the retailers within 7 days. Sign up here to get started.
Sprive - free cashback
Have you tried Sprive? It’s free to download and it helps you put spare cash towards your mortgage so you can pay it off faster and save interest.
It’s completely free to use and you can choose to withdraw the cash you save, or you can use it to overpay your mortgage at a click of a button.
Also, they have a rewards tab where you can earn almost instant cashback on gift vouchers for supermarkets and High Street shops.
Complete sign up with Sprive referral code 3OVDPUBK
Click here to download Sprive today!
Cheddar - £3 free welcome bonus and unlimited cashback
Want to save money easily when you shop?
Join me on Cheddar and earn automatic cashback shopping at brands like Sainsbury's, Starbucks, Uber and McDonald's.
Buy prepaid gift cards for instant cashback and link your cards for more cashback when you shop across 100+ brands.
Use my referral code PTXKBZZ and earn a £3 welcome bonus. Get more bonuses for everyone you refer!
Sign up to Cheddar by clicking here!
Get Paid To Apps and Websites
Find lots of easy ways to make extra cash online with these Get Paid To websites. Some of them have free money sign up offers too! All will be revealed below...
- Pawns.app - up to $3 free cash + make free money
- Cashback.co.uk - get paid to website
- Streetbees - get paid to app
- OhMyDosh - 50p bonus
- Qmee - 50p free cash
- Swagbucks - get paid to website + 300SB bonus
- BeMyEye - £1 free cash
Pawns.app - up to $3 free cash & make easy free money
Pawns.app is a get-paid-to app that offers a variety of ways to make extra cash online, some with virtually no effort on your part!
You can make money by sharing your unused internet bandwidth using the mobile or PC app. There are also surveys to complete to make extra cash if you use the mobile app, as well as a refer-a-friend scheme.
Clik and get up to $3 for free if you sign up to Pawns.app using my exclusive link
Highlights of using the Pawns.app to make extra cash:
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Low effort is required to make some extra money, aside from installing the app you don't need to do anything else to share your internet bandwith to make money
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Free sign-up bonus (click here to get $1 for free when you sign up)
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Low minimum payout threshold at just $5
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Payment by PayPal, Bitcoin or gift cards (get $1 free cash on each of your first two withdrawals if you sign up with my link)
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Available as a phone app or you can use on your PC
- Open to worldwide users
It’s easy to get started. Simply sign up using my exclusive link, receive $1 added to your balance immediately and $1 for free on each of your first two withdrawals. Earn money by sharing your internet bandwidth and completing surveys. Enjoy!
Cashback.co.uk
I have been using this great website called cashback.co.uk. I have been earning money in my spare time by completing tasks and offers.
Join them today using my referral link below.
Read my cashback.co.uk review to see how much I made!
Streetbees
Streetbees is a totally free app that enables you to make money from your smartphone! You just need to download the app, enter my referral code 7754OB, complete their simple tasks and start making money!
Use my referral code 7754OB and sign up at http://onelink.to/streetbees to get started!
OhMyDosh - £ unlimited plus 50p bonus
Sign up for free trials, complete offers and more to earn cash for free in your spare time! Get a free 50p bonus if you sign up with my link here!
Qmee - 50p free cash
There are lots of ways to make extra cash with Qmee, from completing surveys, searching the web and even cashback.
The best part? There’s no minimum cashout! I’ve literally cashed out 13p to my PayPal account!
Get 50p free once you’ve cashed out to your PayPal for the first time by signing up with my referral link: https://qm.ee/VJ4VK6QSOHQOG
Swagbucks - £ unlimited plus bonus 300SB
Get rewarded with free gift cards and cash for doing things you already do online like watching videos and searching the web!
Get a 300SB Bonus on Swagbucks if you earn 300SB within the first 30 days by clicking here to sign up!
BeMyEye - £1 free cash
Earn money in your spare time with BeMyEye by discreetly taking photos of things in stores and noting down prices or salespeople’s advice. You can get £1 for free after you complete your first mission by using BeMyEye invitation code 0rg1zy when you join the app or simply click here to sign up.
Free Food
There are also some more ways to get freebies, such as free food! Use these offers to get food for free.
- Shopmium- free chocolate
- Riverford - £15 off
- Tastecard - free trial for 2 months
- Abel and Cole - 50% off
- Uber Eats - £3 off
- Costa - free coffee and cake
- Pizza Express - free starter
Shopmium- free chocolate
Shopmium is a great shopping cash back app that gives you money off food, drink and other products in the supermarkets. Simply buy the qualifying item at full price, then snap your receipt, scan the item barcode and they’ll refund the money to your PayPal within a few days.
Simply download the Shopmium app by clicking here and enter my referral code 46e3t to get your free chocolate welcome gift!
Please note, the freebie sometimes changes! It was Pringles, but last time I checked it had changed to free chocolate!
Riverford new customer offer £15 off
We've just signed up to Riverford and we’re impressed! They’ve also given me a refer a friend link so you can get £15 off your second organic fruit/veg box as a new customer. Simply use my Riverford link and the £15 credit will be applied to your second delivery. They’ll plant a tree for each referral too!
Use this Riverford refer a friend link to sign up so your £15 credit is applied!
Free Tastecard trial for 2 months!
This is a subscription... but you can enjoy a 2 months free tastecard trial with my referral link below! Then cancel it if you don't want to continue. Set yourself a reminder on your calendar so you don't forget!
Benefits:
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2 for 1 at 6000+ restaurants
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50% off Pizza Hut Delivery
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At least 10% off delivery and collection orders
Click here to get a 2 month FREE TRIAL of Tastecard
Abel and Cole 50% off
Enjoy 50% off your 1st and 4th boxes. Enter Abel and Cole promo code VEGBOX50 at checkout here!
Your first, highest value box will be 50% off (minimum box value £12 and maximum value of £27.50) then after receiving 2 full price Abel & Cole deliveries, a box in your 4th order will also be 50% off. £1.50 delivery fee applies.
Offer does not apply to those who have an order or delivery in place already.
Uber Eats - £3 off discount code
Hungry? Get £3 off your first Uber Eats order of £20 or more.
Use my code at checkout eats-5uwwen
Terms apply.
Costa invite code - free coffee and cake!
Earn free coffees and free cake. Yum! Here’s how:
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Collect 8 beans to get a free drink
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Get 1 free bean when you sign up to the app
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Get 5 free beans once you start collecting beans, if you used my Costa invite code SV77B
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Add your birthday to the app to get free cake on your special day
Click here to sign up and enter Costa invite code SV77B when prompted.
Pizza Express - free starter
Ciao! Join me in the PizzaExpress Club. Use Pizza Express referral code 73S7GP when signing up to get a FREE starter: https://www.pizzaexpress.com/club
Win Cash for Free
Free money sign up offers are great... but also are free cash giveaways for a chance to get even more money for free! There are websites that offer real cash prizes with no purchase necessary in their free to enter competitions.
- Lylia Rose - monthly cash giveaways
- JamDoughnut - win money for free
- Pick My Postcode - win money for free
- Freemoji - win money for free
- Win a Dinner - win gift vouchers for free for restaurants and takeaways
- EverUp - win cash prizes for free
Lylia Rose cash giveaways
Don’t forget to enter my monthly blog giveaways. At the moment I have a monthly cash prize giveaway. Sometimes I have other giveaways too! Click for my latest giveaway.
JamDoughnut
The JamDoughnut cashback app gives away free cash everyday!
- Click here to get the JamDoughnut cashback app on the App Store or Google Play
- Register on the app. Enter JamDoughnut referral code 2XYM to receive free bonus points for free cash after your first cashback.
- Check the Daily Doughnut tab on the app (the little newspaper button, bottom left). Check this daily for a chance to win a £10 cash prize. There are many other regular prizes and competitions!
Pick My Postcode
Enter your postcode for a chance to win around £500 each day!
Freemoji
Pick a combination of 5 emjojis to be entered into a daily draw to win a cash prize for free!
Win a Dinner
A little different, as you don't win cash... you win a dinner!
Or rather you win a food related gift voucher such as for a restaurant or takeaway!
There are a few winners every day and you can choose your gift card from that day's selection if you are the lucky winner.
EverUp - instant cashback and win cash prizes for free
A chance to win cash prizes for free. Plus, buy gift cards with instant cashback and more chances to win free prizes!
Enter referral code RVIC312154ATMWQZ for a bonus!
Sign up to EverUp for free here: https://everup.onelink.me/9lgD/1c621c16
New Customer Sign-Up Offers
Looking for a new mobile or media deal? You can get money for free or as a credit off your first bill if you sign up as a new customer with these companies. Check out these great offers:
- Virgin Media - up to £50 cash if you're a new customer
- Octopus - £50 when you switch to Octopus energy
- Broadband Genie - £ varies
Virgin Media - up to £50 off cash
If you want to join Virgin Media for their amazing fast broadband, a TV package, mobile phone or SIM only deal then you might be looking for a Virgin Media promo code. As I’m an existing customer, I can refer you and you can get up to £50 free cash!
Simply click here to use my referral link to sign up to Virgin so it's tracked for the reward!
You can see the list of rewards for each service at the bottom of the referral page.
Octopus - £50 credit if you switch
Octpus energy offer new customers £50 credit if they switch using a referral link. Click to use our Octopus £50 referral link and get a quote in a few minutes!
Find out more in my blog post all about the Octopus refer a friend offer and why they're a great energy compnay to choose.
Broadband Genie - £ varies
If you're moving house or your existing broadband deal has come to an end, then you'll want to use a service like Broadband Genie to compare the best broadband deals for your postcode. As well as comparing speeds and prices, Broadband Genie regularly secure exclusive deals with providers that give customer free gift cards and/or cashback on top of their amazing broadband deals!
You can view the current rewards at https://www.broadbandgenie.co.uk/broadband/rewards
13 More Legit Ways to Get Free Money in the UK
There are many other ways to get yourself some free cash in the UK. Here are more legit ways to earn free money:
1. Searching the internet
Yep with both Qmee and Swagbucks, you can get paid real cash by searching the web! By using the Qmee browser extension you’ll sometimes get their search results to the left of your screen when searching; click these and you’ll get paid. On Swagbucks they have their own search engine you can use to get paid for searching the web.
2. Switching bank accounts
Many banks offer money for switching your current account to them! Do check the terms though as you may have to deposit a certain amount in the account each month to qualify for the free cash. If you have a limited business or are self-employed then you can get £50 free cash for signing up to the Tide business account and for spending at least £500 in the first three months if you enter Tide referral code K754KJ when signing up.
3. Refer your friends
There are loads of amazing refer a friend schemes in the UK and beyond which will pay you for each successful referral. Check out my whopper of a list of the best UK refer a friend schemes I know about which you can join too. I share how much you can make for each referral!
4. Up to £1000 free cash per year with a LISA
The lifetime ISA for retirement offers a 25% bonus on savings of up to £4000 per tax year, giving you up to £1000 in free cash towards your retirement. There are conditions for the LISA, such as the age you can withdraw, and you can find out more in my Moneybox LISA review.
5. Claim marriage allowance (and backdate it too)
If you’re married and one of you earns £12,570 or less each year, then you can claim marriage allowance allowing you to reduce the higher earner’s tax bill each year. You can even backdate it to 2018! There’s more information here on the governments website. They say: “Marriage Allowance lets you transfer £1,260 of your Personal Allowance to your husband, wife or civil partner. It’s free to apply for Marriage Allowance. This can reduce their tax by up to £252 every tax year (6 April to 5 April the next year). To benefit as a couple, you need to earn less than your partner and have an income of £12,570 or less. Your partner’s income must be between £12,571 and £50,270 (£43,662 in Scotland) for you to be eligible. You can backdate your claim to include any tax year since 5 April 2018 that you were eligible for Marriage Allowance. If your partner has since died you can still claim - phone the Income Tax helpline.”
6. Get free cash from your receipts
Don’t throw away your receipts as you can actually make money with them! As listed above, there are many receipt scanning apps that will actually pay you in real cash and also gift vouchers for uploading your paper receipts to their apps. Some let you send in e-receipts too. The receipt snapping apps I use are Amazon Shopper Panel, Shoppix, SnapMyEats and Zipzero. Here’s a list of receipt snapping apps in the UK with some referral codes included so you can get some bonus welcome points to start.
7. Get free stuff for seniors
Yes, being older can pay! There are many perks to being a senior including getting some of this free stuff for seniors over 60. For example, you may be entitled to a free bus pass which will free up your own money and keep it in your wallet. There are other perks for seniors too when it comes to saving money, such as railcards for seniors, free prescriptions, free eye tests, cheaper tickets for days out and events, as well as a reduction in council tax.
8. Get paid for your opinion
If you love sharing your opinion, then you might just love to share it online in exchange for money! There are lots of sites that pay you for your opinion, such as YouGov where you answer surveys for points. These can be exchanged for cash once you have enough points. Sign up to YouGov here and get paid for your opinion.
9. Complete surveys for cash
Why not use your spare time that might otherwise be wasted, such as when you're in a car as a passenger or even multitask whilst on an exercise bike, for example, or when watching TV, to complete online surveys for cash? There are many online survey websites that will pay you. These includeapps such as Pawns.app, Qmee and Swagbucks, as well as many others. Check out these reviews of survey and poll sites that pay, to get you started:
10. Use cashback cards
Keep an eye out for cashback debit cards that let you earn a certain percentage of your spending back each month. In recent years I have managed to use Curve to get 1% cashback on purchases and Chase to get 1% back on purchases.
11. Use loyalty cards
Don’t miss out on free money off the things you buy in the places you already shop! Get loyalty cards for anywhere you shop that offers one. You'll collect points which can be used for money-off vouchers and free goods.
12. Use reward credit cards
Credit cards can be used sensibly. We use ours for our regular monthly spending which we pay back in full at the end of every month, so we can earn the loyalty points on the Tesco Clubcard credit card. We’ve also used the Sainsbury’s credit card previously to earn Nectar points on our regular family spending. Make sure you have the money to pay it off at the end of each month so you don't get into debt and track what you are spending. Use the reward points collected in place of cash for wherever they can be spent.
13. Get free stuff from freebie websites
In the UK, there are a number of websites which offer freebies and sample products to consumers. Freebie sites make it possible for people to get free samples - from clothes to makeup, from food to home decor. They also make it easy for consumers to get these samples without having to spend money on them, thus saving you money on items you might buy anyway, or saving you from wasting money buying something that’s not good.
For these and EVEN more ways to get free money check out this blog post: Real ways to make money from home for free
And, for even more ways to make money online...
EVEN MORE Ways To Make Money Online
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Right now our priorities are saving for our retirement, doing up our home and having a few travel plans each year to explore new destinations. Being savvy with money, saving where we can and spotting REAL FREE MONEY OFFERS helps us to achieve these money goals.
I get really excited when I find ways to get free money in the UK!
It’s rare companies give away free cash, but I have listed many great examples above where you can legitimately get free money now for a few moments of your time!
I love finding easy ways to earn extra money from side hustles, apps and websites, as well as free money offers to boost our overall monthly income each month.
If this sounds like something you like to do, then do check out the rest of my website and the various money pages at the top of my website. There’s lots of useful information there covering all sorts of money topics from making money at home, money saving tips and family finances.
Discover my matched betting blog if you want to earn extra cash and make money from home fast, or check out how to make money blogging if you've got more time and you're looking for a long-term side hustle.
More ways to make money online:
If you need more money then check out my blog post 19 ways I made money at home during lockdowns for some inspiration and these:
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You can also save money with this list of cashback sites to see all the cashback websites and offers in one place.
As well as getting cashback on your fashion and footwear, you can find instant discounts with online Debenhams voucher codes from sites like My Favourite Voucher Codes. I share lots of great deals on my UK voucher codes pages too.
Want to manage your finances better?
Here are loads of family finance tips and helpful debt articles.
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Here are 60 ways to make money online and check out my favourite side hustle in my matched betting blog.
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